• Katie Mullender

How To Save More Money While At Uni

Students and self-inflicted poverty? Name a better duo, I'll wait.

About 2 months ago, I had a minor epiphany when lusting over holidays to New York. Since then, I have saved near £500. Keep reading to find out how!

Finance tracking is now your new best friend. It takes literally minutes out of your week and will be the difference between consistent savings, and the occasional 50p found amongst your pocket lint.

Step 1. Set a weekly budget, which totals less than your income over the month.

I'm happy to share mine as I think it will be accessible to plenty of students-

£25 a week for food, (though I rarely use more than £20)

£100 for everything else.

£100 may seem high- but I never need more than that. Even with surprise purchases, which often include art supplies I require for Uni. It's lower than my usual wages from my part time job- which brings me on to step 2.

Step 2. Aim to have money left over at the end of the month.

Saving a chunk of money just before pay day? Almost sounds too good to be true, yet I've done it consistently for months now using this method, and just being generally sensible with my spending.

Step 3. Track. Every. Spend.

All you need here is your phone calculator and a notebook preferably- physically writing it down is always better, even if you have to use your phone to track in the interim. I always use my bullet journal, this way I can see it grow over time in conjunction with my calendar. At the end of the week, add up your spend, and save whatever is left. Easy as- and it really makes you consider the validity of your purchases!

It's worth noting that in the time I've been saving- I've also purchased the majority of my Christmas presents, and not felt deprived in terms of treating myself either. If you're feeling the pinch this festive season- consider attempting this in preparation for next year.

Share this with someone living on 52p until payday!

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